Money Matters

  • Carers Allowance

    Carers Allowance

    Carer’s Allowance is £62.10 a week to help you look after someone with substantial caring needs.

    You don’t have to be related to, or live with, the person you care for.

    You must be 16 or over and spend at least 35 hours a week caring for them.

  • Carer's Credit

    Carer's Credit

    Carer's Credit is a NI contribution. It can help ensure carers do not lose out on some social security benefits, such as the State Pension, because of gaps in their NI record. It's available to people who look after someone for 20 or more hours a week and who do not get Carer's Allowance.

  • Carers, protecting your pension

    Carers, protecting your pension

    One in five carers is forced to give up employment so they can look after someone, and this causes gaps in their pension record. As a result, many carers struggle to make ends meet when they reach retirement age. This means that if you're a carer, protecting your pensions can be an important issue.

     

  • Benefits Check

    Benefits Check

    You could be missing out on financial help available to you through welfare benefits.

     

  • Northumberland Emergency Transition Support (NETS)

    Northumberland Emergency Transition Support (NETS)

    Northumberland Emergency Transition Support (NETs). NETs provides crisis support to residents of Northumberland

  • Housing benefit

    Housing benefit

    Housing Benefit is a benefit for people on a low income to help them pay their rent. You may be able to get Housing Benefit if you are on other benefits, work part-time or work full-time on a low income

  • Council tax reduction

    Council tax reduction

    As a carer you may be entitled to a Council Tax reduction as certain adults are not counted for Council Tax purposes.

     

  • Useful numbers

    Useful numbers

    Contact details for organistations in Northumberland offering information and advice on financial management.

  • Money Talks - A guide for carers

    Money Talks - A guide for carers

    Download your copy of the carers guide.

More Information

Carers Assessments

A Carers Assessment is a discussion about how your caring role affects you in your day-to-day life and the things you need help with. It is not a test of your ability to care, which is why in Northumberland it is often referred to as a ‘carer’s needs assessment’. It will help you think about the things that will make it easier for you to continue to provide care. It will help you consider the things you manage well and identify the caring tasks you struggle with. It’s also a chance to discuss your own needs, for example your health; how caring is affecting close relationships; other commitments like work, education or caring for more than one person.

Your Carers Assessment will normally be carried out by the Care Manager who assessed the person you care for. If you don’t have a Care Manager, contact your local Adult Care Team (Social Services) and they will arrange your Assessment, even if the person you care for doesn’t want involvement with Social Services.

The Care Manager will point you to sources of support and information, and may arrange services to help you or the person you care for (there will usually be charges for these). A Support Plan, either for you yourself or jointly with the person you care for, will set out the outcomes agreed from your Assessment.

Your Assessment should be reviewed every year, and when circumstances change.

The Northumberland Family and Friends Carers Guide can help you prepare for an Assessment, or you might like to use the Carers Wellbeing Check ask your Carer Support Worker for a copy of the Check, or ring the Information Line to request one (01670 320025).”

Carers Support Fund

Research has shown that regular access to short breaks can help carers continue to provide care for longer, offering time to themselves and the opportunity to recharge their batteries.

Recognising that family finances can often make it difficult for carers to do this, Northumbria Healthcare NHS Trust – Adult Services makes money available from the Carers Grant to be paid directly to adult carers of adults to help them take a break: the Carers Support Fund is available to carers registered with Carers Northumberland.

Accessing the Fund involves completing a short application form, and results in an award of £25-150, depending on the carer’s circumstances. The money must be spent on the carer, but can be used in whatever way offers the best break. Carers have used it to pay for gym memberships, buy hobby equipment, visit friends and much more.

If you would like to apply please call us on 01670 320025

A similar fund exists for young carers under 18.

Northumberland Family and Friends Carers Guide

The Northumberland Family and Friends Carers Guide offers useful information to help you think about your life as a carer, and can help you prepare for a Carers Needs Assessment. Copies are available from Carers Northumberland, your Care Manager or GP Practice.